Introduction Mortgages tailored to your needs
Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?
We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.
Since 2007 the Credit Crunch has had an effect on the number of mortgage providers available in the UK and has caused some lenders to withdraw from the market altogether. The lending community itself has undergone dramatic change, with some lenders merging.
Fewer lenders means less competition, and those lenders still in the market have reduced the amount they will lend within the market place, so the levels of competition has reduced. Lenders have also become much more careful about who they lend to, and on what terms. That said there are still a significant number of lenders to choose from and we will help to search the market to help to find an appropriate mortgage for your needs.
One of our mortgage experts will then contact you to discuss your enquiry, source the products on your behalf, answer any queries you may have and provide you with any further information you may require.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
For mortgage business there may be a broker fee payable. The precise amount will depend on your circumstances but typically will be up to 2% of the loan amount payable on completion. There is no initial consultation fee payable.